Technical Insurance


In Technical Insurance, we usually refer to “all-risk” contracts that insure technical works of any kind, whether under construction, construction, demolition works, extension works of existing installations, etc. Contract coverage “everywhere” mainly cover that it is not explicitly excluded. Among other things, accidental events are covered, fire, theft, earthquake, general Liability, Employer Liability, malicious actions, loss of profits, loss of budget profits (ALOP – Advance Loss of Profit) etc. The projects to be insured can be private, public or Public & Private Sector Partnership (PPP).

Categories of technical insurance depending on the type of project:

  • Contractors All Risks (C.A.R – Contractors All Risks)
    The works are contracted, the factory equipment, the mechanical equipment of the project – scaffolding – tools – prefabricated structures housing staff, construction materials, any costs of collection of rubble, Civil Liability, damage to existing property, etc.
  • Election All Risks (E.A.R – Election All Risks)
    Damages are covered mainly in assembly projects of metal structures, mechanical installations, independent machinery, production units, etc.
  • At all risk of mechanical equipment (C.P.M – Contractors ’Plant and Machinery)
    Damage to vehicles and mechanical equipment used at construction sites is covered
  • Civil Engineering Completed Risks (CECR)
    Damages are covered to projects after their completion and until their delivery
  • Electronic Equipment Insurance (E.E.I – Electronic Equipment Insurance)
    Damages are covered to computer systems, monitoring systems of electronic units and installations, medical equipment, telecommunication installations, equipment of radio and television units.

For more information regarding technical insurance contact us