Greece, due to its climate and geographic location, attracts thousands of tourists each year, either for the islands during the summer months or for the mainland during the winter months. Tourism is considered as one of the few industries of our country and one of the most important areas of development of the Greek economy.
Every hotel enterprise tries to secure and increase its visitors every year as well as the viability of the business. One of the ways of securing the business is achieved through the study and proper insurance for any potential risk.
At Delta Insurance Consultants, we have secured our cooperation with most insurance companies and we also have exclusive contracts with some companies (tailor made) for hotels.
Indicative cover provided in hotel insurance
- Lightning strike
- Fall of aircraft
- Vehicle impact
- Short circuit
- Storm – Rainstorm – Flood
- Seditions – Strikes – Riots
- Malicious acts
- Terrorist acts
- Under-insurance protection
- Covering newly acquired items
- Cover of theft/damage during safekeeping of customers’ luggage
- Crushing / overflow / leakage of piping
- Leakage from sprinklers
- Fracture of crystals and mirrors
- Theft – Robbery
- Damage from theft
- Damage cost limitation
- Loss of earnings
- Third Party Liability
- Employer Liability
- Swimming pool civil liability
- Third parties coverage for poisoning
- Temporary housing costs
- Relocation costs
- Storage costs
- Employee Assets Coverage
Who may need that cover:
Hotel insurance and hotel liability are addressed to all types of hotels, guesthouses, rooms to let, villas, tourist homes (Air BnB), wherever they are located throughout Greece.
How much does a Hotel Insurance cost:
The premium for a hotel insurance is based on the capital that is about to be covered and the desired coverage against possible dangers. Indicatively, the premium for a hotel that has value 1.000.000 Euro, starts from 850 Euro annually.
How much does a Hotel Third Party Liability insurance cost:
A hotel civil liability insurance is calculated on the basis of the number of beds (or rooms) of the hotel and the capital of the desired coverage. The premium indicatively starts from 0,85 Euro per bed.
Other covers for hotel units:
• Travel Insurance
• Vehicles insurance
• Legal protection
• Cyber insurance
• Cover of management staff of hotel units (D&O)