Immigrants health insurance

17 Sep
immigrants health insurance

Immigrants health insurance

Immigrants Health Insurance

According to the immigration law 4251/2014, in order to obtain a residence permit, third-country nationals (foreigners) must have an insurance certificate or insurance policy, which must provide them the following coverage:

  • Medical expenses from illness or accident, with a limit of 1,500 euros minimum, with the participation of the insured 20% (max). The expenses covered are for outpatient examinations, medical visits and medicines for illness or accident.
  • Permanent Total Disability Coverage from an accident with a limit of 15,000 euros minimum, with the participation of the insured 20% (max). The above amount is given in case of disability over 67% due to an accident.
  • Hospital Care with a limit of 10,000 euros minimum, with the participation of the insured 20% (max). Covers the costs of hospitalization in a Public Hospital.

The Immigrants Health Insurance Program is addressed to third-country citizens who wish to obtain a residence permit in Greece, and the insurance contract is required by law. People from 3 months old up to 75 years old can be insured. Also, it is addressed to foreigners who do not have insurance and wish to have hospital coverage. Also, this program can be given to someone who is uninsured and wishes to gain coverage in public hospitals, even if he/she is not a foreigner.

The Immigrants Health Insurance Program from Interasco offers the most economical solution and combines the full coverage of the insured with a simple and fast insurance process. The table below of the Interasco Insurance Company shows the annual premiums for the above-mentioned coverages, regarding the Immigrants Health Insurance Program, is based on the age of the insured.

Age Annual Premium
3 months – 39 years old 75 Euro
40 – 59 years old 92 Euro
60 – 65 years old 98 Euro
66 – 75 years old 135 Euro